1Transformative Journey: How Jana Small Finance Bank Enhanced Asset Quality and Financial Stability
Jana Small Finance Bank improved asset quality via strategic shifts. Notable decrease in NPA ratio from 7.2% (FY21) to 3.9% (FY23). Ajay Kanwal’s leadership pivotal in the bank’s turnaround. Emphasis on secured lending and digitization for sustainable growth. National presence with 24 states, 771 branches, and 49 lakh customers. Net interest margins (NIMs) sustained at … Read more